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My Checking
Wright Time Club
Interest Checking
Regular Checking
Free Checking
Prime Time Money Market
Money Market
Passbook Savings
ATM Savings
Youth Savings
Certificates of Deposit
IRA Accounts
Health Savings Accounts

 

Personal Accounts

Checking Accounts

My Checking

Designed for those who want to make the most of their deposits, rewarding you for banking electronically.

  • Earn Better than CD interest rates. Tiered interest.
  • No minimum balance required
  • No monthly fees
  • FREE E-Statements
  • FREE Bill Pay
  • FREE Online Banking
  • No Annual Fee Cash and Check Card
  • $50 Initial Deposit
  • Minimum 1 ACH debit/month
  • Minimum 1 ACH credit/month
  • Minimum 15 debit card transactions/month
  • Maximum 10 paper checks/month
  • ATM fees refunded**

* Must meet monthly qualifications to receive the higher interest rate. Monthly qualifications are as follows: must receive E-Statements, one ACH debit, one ACH credit (direct deposit), minimum 15 debit card transactions, maximum ten paper checks. If requirements per statement cycle are not met, then account earns our regular interest checking rate.
** ATM fees refunded up to $20 per month if requirements are met
 


 

Wright Time Club - CSB's Premier Account

Our 'Top of the Line' Checking Account, offering a tiered interest rate, lots of free and discounted products and services, travel options, and more.

Requirements

  • NO minimum balance to open your account.
  • No minimum daily balance required in the checking account itself. Minimum daily balance of $10,000. (in all of your deposit accounts combined)

Benefits

  • Tiered interest based on total deposit account balance in bank. Earn up to Money Market rates on your account!
  • Receive above board rates on your CDs, get an even higher rate when you bring new money into the bank.
  • Free basic style checks (or discounts on your own preferred style checks).
  • No annual or monthly fee Instant Cash & Check card.*
  • No transaction fees at Instant Cash or CSB ATM's.
  • 25% discount on all size safe deposit boxes. Your box rent is FREE for your 1st year!
  • No annual fee Ready Reserve Line of Credit.*
  • No fee Cashier Checks and Money Orders.
  • Free copies, faxes, and Notary Services
  • Discounts to fun and exciting Travel destinations.
  • And much more

Cost

  • No service charge unless combined balance of all deposit accounts combined falls below $10,000. Service charge of $20 if balance falls below the minimum at any time during the month.

    * Subject to qualification and approval

 

Interest Checking

Designed for those who want to earn interest on their deposits with unlimited check writing.

Requirements

  • Minimum balance to open - $200.
  • Daily balance required - $800.

Benefits

  • Pays interest
  • No annual or monthly fee Instant Cash & Check card. *
  • No transaction fee at Instant Cash and CSB ATM's.

Cost

  • No service charge unless balance falls below $800. Service charge of $10 if balance falls below the minimum at any time during the month, plus $.25 per item.

    * Subject to approval

 

Regular Checking

Our standard checking account.

Requirements

  • Minimum balance to open - $200.
  • Minimum daily balance - $300.

Benefits

  • No annual or monthly fee Instant Cash & Check card. *
  • No transaction fee at Instant Cash or CSB ATM's.
  • Optional free check safekeeping.
  • Age 55 or older - no minimum balance or service charge.

Cost

  • No service charge unless balance falls below $300. Service charge of $4 if balance falls below the minimum at any time during the month, plus $.25 per item.

    * Subject to approval

 

Free Checking

Designed for those who want unlimited check writing with no strings attached.

Requirements

  • Minimum balance to open - $50.

Benefits

  • No minimum balance required.
  • Unlimited check writing.
  • First 25 checks free.
  • Free check safekeeping. We recommend a duplicate style check.
  • No annual or monthly fee Instant Cash & Check card. *

Cost

  • No monthly service charge.

    * Subject to approval
   

Savings Accounts, CD’s and IRA Options

Prime Time Money Market

A Money Market Savings Account that pays more for higher balances. Earn a great interest rate while keeping your money safe and available.

Requirements

  • Minimum balance to open - $1,000.
  • Minimum daily balance - $1,000.

Benefits

  • Variable interest rates based on amount deposited.
  • Unlimited withdrawals in person.
  • Up to 6 automatic or telephone transfers allowed per month.

Cost

  • No service charge unless balance falls below $1,000. If balance falls below $1,000, a service fee of $10 will be imposed per month.
In these turbulent market times...this is the account for you!
Earn a great interest rate while keeping your money safe and available for when you want to reinvest. We also offer high rate of return Certificates of Deposit.
 

 

Money Market

Keep your money safe and easily accessible with CSB’s Money Market account.

Requirements

  • Minimum balance to open - $1,000.
  • Minimum daily balance - $1,000.

Benefits

  • Variable interest rates.
  • Unlimited withdrawals in person.
  • Up to 6 automatic or telephone transfers per month.

Cost

  • No service charge unless balance falls below $1,000. If balance falls below $1,000, a service fee of $10 will be imposed per month.
 

 

Passbook Savings

Our standard Savings account. Save for a rainy day or a big event. You can even set up a monthly transfer to make sure you put enough away each month!

Requirements

  • Minimum balance to open - $200.
  • Minimum daily balance - $200.

Benefits

  • Variable rate interest earning account

Cost

  • No service charge unless balance falls below $200. If balance falls below $200, a service fee of $4 will be imposed per month.
  • A fee of $1 per withdrawal will be imposed on each withdrawal in excess of 3 per month.

 

ATM Savings

Our Standard Savings Account with the added convenience of an ATM card.

Requirements

  • Initial deposit - $200.
  • Minimum daily balance - $200.

Benefits

  • No transaction fee at Instant Cash or CSB ATM's.*

Cost

  • No service charge unless balance falls below $200 during month. If balance falls below $200, a service fee of $4 will be imposed per month.
  • A fee of $1 per withdrawal will be imposed on each withdrawal in excess of 3 per month.

    * Subject to approval

 

Youth Savings

A great way to start good savings habits while earning interest!

  • Must be 17 years of age or less
  • No Minimum Balance
  • No Minimum Initial Deposit
  • No Service Charges
  • No Maintenance Fees
  • Earns same Interest Rate as Passbook Savings

 

Certificates of Deposit

A safe way to earn higher interest on your money.

  • Variable Interest Rates
  • Maturities from 3 months to 60 months
  • CD’s may be automatically renewed
  • No Service Charges
  • Penalties may apply for early withdrawal
  • $1,000 Minimum Balance
  • $1,000 Initial Deposit
  • Special rates for CD’s over $100,000

 

IRA Accounts

Individual Retirement Accounts

  • Traditional, Roth and Educational IRA’s available
  • Minimum deposits, rates and terms available
  • Withdrawals subject to IRS restrictions, penalties may apply
  • Variable and fixed interest rate options

 

H.S.A.’s

Health Savings Accounts

  • Tax exempt account now available for qualifying customers for medical expenses
   
     

Online Banking

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