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Click on the Account below that you would like more information on.
My Checking
Wright Time Club
Interest Checking
Regular Checking
Free Checking
Prime Time Money Market
Money Market
Regular (Passbook) Savings
Youth Savings
Certificates of Deposit
IRA Accounts
Health Savings Accounts
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Personal Accounts
For all of your personal deposit and transaction account needs, CSB can
provide the guidance to help you determine your best account options! Call
763-658-4417 or stop in and see any of our experienced New Accounts
staff.
In Waverly: Fran - phone ext 28 or
franl@bankwaverly.com or
Des - phone ext 39 or
desireeh@bankwaverly.com
In Montrose: Peggy phone ext 47 or
peggyc@bankwaverly.com or
Jodi phone ext 57 or
jodim@bankwaverly.com
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Online Account Opening with CSB
is here!
Open an Account Online
Our new Online Account Opening feature offers you the
opportunity to open an account from the convenience of your home, any time
of the day or night. Many of our most popular account options are available.
Click on the above link now to start opening your new account today.
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Checking Accounts |
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My Checking
Earn up to 1.00% APY*! Designed for those who want to make the most of their deposits, rewarding you for banking electronically.
- Earn Better than CD interest rates. Tiered interest.
- No minimum balance required
- No monthly fees
- FREE E-Statements
- FREE Bill Pay
- FREE Online Banking
- No Annual Fee Cash and Check Card
- $50 Initial Deposit
- Minimum 1 ACH debit/month
- Minimum 1 ACH credit/month
- Minimum 15 debit card transactions/month
- Maximum 10 paper checks/month
- ATM fees refunded**
* Rates effective as of January 16, 2013. Interest rate and APY (Annual Percentage Yield) may vary
after account opening. Must meet monthly qualifications to receive
the higher interest rate. Monthly qualifications are as follows:
must receive E-Statements, one ACH debit, one ACH credit (direct
deposit), minimum 15 debit card transactions, maximum ten paper
checks. If requirements per statement cycle are not met, then
account earns our regular interest checking rate.
** ATM fees refunded up to $20 per month if requirements are met
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Wright Time Club -
CSB's
Premier Account
Our
'Top of the Line' Checking Account, offering a tiered interest rate,
lots of free and discounted products and services, travel options, and
more.
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Requirements |
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NO minimum balance
to open your account.
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No minimum daily balance required in the checking
account itself. Minimum daily balance of $10,000. (in all of
your deposit accounts combined)
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Benefits |
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Tiered interest based on total deposit account balance
in bank. Earn up to Money Market rates on your account!
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Receive above board
rates on your CDs,
get an even higher rate when you bring new money into the
bank.
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Free basic style
checks (or discounts
on your own preferred style checks).
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No annual or monthly fee Instant Cash & Check card.*
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No transaction fees at Instant Cash or
CSB ATM's.
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25% discount on all
size safe deposit boxes.
Your box rent is
FREE for your 1st year!
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No annual fee Ready Reserve Line of Credit.*
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No fee Cashier
Checks and Money Orders.
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Free copies, faxes,
and Notary Services
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Discounts to fun and
exciting Travel destinations.
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And much more
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Cost |
- No service charge unless combined balance of all deposit
accounts combined falls below $10,000. Service charge of $20
if balance falls below the minimum at any time during the
month.
* Subject to qualification and approval
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Interest Checking
Designed for those who want to earn interest on their deposits with unlimited check writing.
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Requirements |
- Minimum balance to open - $200.
- Daily balance required - $800.
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Benefits |
- Pays interest
- No annual or monthly fee Instant Cash & Check card. *
- No transaction fee at Instant Cash and CSB ATM's.
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Cost |
- No service charge unless balance falls below $800.
Service charge of $10 if balance falls below the minimum at
any time during the month, plus $.25 per item.
* Subject to approval
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Regular Checking
Our standard checking account.
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Requirements |
- Minimum balance to open - $200.
- Minimum daily balance - $300.
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Benefits |
- No annual or monthly fee Instant Cash &
Check card. *
- No transaction fee at Instant Cash or CSB ATM's.
- Optional free check safekeeping.
- Age 55 or older - no minimum balance or service charge.
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Cost |
- No service charge unless balance falls below $300.
Service charge of $4 if balance falls below the minimum at
any time during the month, plus $.25 per item.
* Subject to approval
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Free Checking
Designed for those who want unlimited check writing with no strings attached.
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Requirements |
- Minimum balance to open - $50.
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Benefits |
- No minimum balance required.
- Unlimited check writing.
- First 25 checks free.
- Free check safekeeping. We recommend a duplicate style
check.
- No annual or monthly fee Instant Cash & Check card. *
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Cost |
- No monthly service charge.
* Subject to approval
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Savings Accounts, CD’s and IRA Options |
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Prime Time Money Market
A Money Market Savings Account that pays more for higher balances. Earn a great interest rate while keeping your money safe and available.
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Requirements |
- Minimum balance to open - $1,000.
- Minimum daily balance - $1,000.
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Benefits |
- Variable interest rates based on amount deposited.
- Unlimited withdrawals in person.
- Up to 6 automatic or telephone transfers allowed per
month.
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Cost |
- No service charge unless balance falls below $1,000. If
balance falls below $1,000, a service fee of $10 will be
imposed per month.
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In these turbulent market times...this is the account for you!
Earn a great interest rate while keeping your money safe and
available for when you want to reinvest. We also offer high rate
of return Certificates of Deposit.
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Money Market
Keep your money safe and easily accessible with CSB’s Money Market account.
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Requirements |
- Minimum balance to open - $1,000.
- Minimum daily balance - $1,000.
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Benefits |
- Variable interest rates.
- Unlimited withdrawals in person.
- Up to 6 automatic or telephone transfers per month.
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Cost |
- No service charge unless balance falls below $1,000. If
balance falls below $1,000, a service fee of $10 will be
imposed per month.
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Regular (Passbook) Savings
Our standard, regular Savings account. Save for a rainy day or a big event. You can even set up a monthly transfer to make sure you put enough away each month!
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Requirements |
- Minimum balance to open - $200.
- Minimum daily balance - $200.
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Benefits |
- Variable rate interest earning account
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Cost |
- No service charge unless balance falls below $200. If
balance falls below $200, a service fee of $4 will be
imposed per month.
- A fee of $1 per withdrawal will be imposed on each
withdrawal in excess of 3 per month.
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Youth Savings
A great way to start good savings habits while earning interest!
- Must be 17 years of age or less
- No Minimum Balance
- No Minimum Initial Deposit
- No Service Charges
- No Maintenance Fees
- Earns same Interest Rate as Passbook Savings
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Certificates of Deposit
A safe way to earn higher interest on your money.
- Variable Interest Rates
- Maturities from 3 months to 60 months
- CD’s may be automatically renewed
- No Service Charges
- Penalties may apply for early withdrawal
- $1,000 Minimum Balance
- $1,000 Initial Deposit
- Special rates for CD’s over $100,000
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IRA Accounts
Individual Retirement Accounts
- Traditional, Roth and Educational IRA’s available
- Minimum deposits, rates and terms available
- Withdrawals subject to IRS restrictions, penalties may apply
- Variable and fixed interest rate options
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H.S.A.’s
Health Savings Accounts
- Tax exempt account now available for qualifying customers for medical expenses
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Sign up for Online Banking |
Click below to receive your application for
Online Banking
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