Thank you to all of our loyal customers for trusting us to provide banking services to you for "over 100 years".  

The Management and Staff of Citizens State Bank

The Bank in 1907 (above)

Citizens State Bank is a family owned, independent community bank with offices located in Waverly and Montrose, Minnesota.

 Our mission is to provide quality, trusted community banking every day...with personal service second to none.

We are proud to be the 'Hometown' bank of Waverly and Montrose.