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About Us

Quality, Trusted, Family owned community Banking for over 100 Years! Continuity of family ownership means a great deal for the communities of Montrose and Waverly.

It means that:

  • Lending decisions can be made quickly, often times “on the spot.”

  • Your dollars stay local to help support the people, businesses, schools and organizations within your community.

  • You are treated in a friendly, fair and ethical manner by owners and staff that get to know you personally.

  • Any question or concern regarding your banking relationship will be handled quickly and courteously.

It means a solid and safe bank. A place you can trust for your financial needs.

Serving the Montrose/Waverly Community and the people within the local area is what Citizens State Bank is all about!


Citizens State Bank, Waverly

 Citizens State Bank, Montrose



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