Citizens State Bank, the community bank serving both Waverly and Montrose,
has been locally owned since 1951 when brothers Dan and Mark Graham
purchased the bank.
The Graham Family banking tradition continues today with Dan’s daughter,
Catherine (known by many as “Birdie”) and her husband Kim Jackson at the
helm.
Quality, Trusted Banking for over 100 Years and Through Three Generations!
This continuity of local ownership means a great deal for the communities of
Montrose and Waverly.
It means that:
Lending decisions can be made quickly, often
times “on the spot.”
Your dollars stay local to help support the people, businesses,
schools and organizations within your community.
You are treated in a friendly, fair and ethical manner by owners and
staff that get to know you personally.
Any question or concern regarding your banking relationship will be
handled quickly and courteously.
It means a solid and safe bank. A place you can
trust for your financial needs.
Serving the Montrose/Waverly Community and the people within the local area
is what Citizens State Bank is all about!