COMPREHENSIVE
Loan Services
We have money to lend! If
you need money for your
personal, family or business needs, let’s talk. We
have experienced lenders
and we make
decisions locally.
Learn more - Personal
Learn more - Ag
Learn more - Business
Learn more - Mortgage
AWESOME
Checking Accounts
Earn GREAT rates and
enjoy free and discounted
services in MY Checking
and Wright Time Club
checking. These are
among the BEST checking
accounts in Minnesota!
Talk with a banker today.
Learn more
CONVENIENT
Mobile Banking
On the go? We’ll go with
you! Enjoy 24/7 access
to your accounts and
deposit checks using our
free mobile banking app.
Download our mobile
app today.
Learn more
Welcome to Citizens State Bank of Waverly & Montrose
We're glad you are here!
You work hard for your money. You deserve a bank that works hard for you.
What are your goals? Growing your money…simplifying your life…buying a home…starting or
expanding a business…running your farm…saving money for your family? Whatever your needs, we will work with
you to find solutions.
We’re a strong community bank with broad capabilities and lending expertise. We offer
products and services like the ‘big banks’, with the added friendly, hometown service you deserve. We’ll do
our best to deliver exceptional service with the goal of building a lasting relationship with you. At
Citizens State Bank, relationships matter. We want to be your bank!
Bank with confidence. Our friendly bankers have decades of experience and are eager to
assist you. Stop in soon!
How may we serve you?